That's all I'm going to say about it. My financial education has taught me how to see what's good and what's difficult. Because all my friends see me as innovative and forward thinking, I've been approached with every home business that's ever been invented. I've declined more proposals than most people have ever even heard of. I know the difficulties involved in selling the perfect product - and immediately saw the brilliance in selling an opportunity to save money.

What's really cool about living in the 21^st Century is that we are not alone. Advanced communication has created a phenomenal group mind that is rapidly evolving. By that I mean that whatever interests me also interests someone else, and we are all learning from each other. I've learned from so many teachers, and am putting that knowledge and skill together in this little booklet in order to bring you up to a higher level of learning than the one I started at. You will take that someplace else, and share it.

Here are the money lessons again:

1. It doesn't matter how much money you make, all that matters is cash flow.
2. Your wealth can be adjusted (most of the time) on either side of the cash flow statement.
3. You can lose money, but you can't "lose" cash flow.
4. Your time is best spent creating residual income.

Most of us have heard things like, "Do what you love and the money will follow," or "think positively and wealth will come." Although those things are true, they are a total lie. What is really going on is that for every person who has a breakthrough into wealth it FEELS LIKE positive thinking got them there (just cause they never gave up!). When huge money comes in you really love it so it FEELS LIKE you did what you loved and money followed.

Business Owner means you have other people working for you. In fact, the only way to be a successful business owner is to use other people's money and other people's time to make you money. The only way to make a million dollars is if your business idea is not only residual, but reproducible. With this in mind my partner Wayne and I created Townstate Corporation.

Now don't get me wrong... the learning curve around money is huge and full of snakes!!! It's dangerous and energy-sucking. But we owe it to ourselves, to our children and families, and to the people we know, and even to the very planet that sustains us, to learn a new way to deal with this! Doing the same thing over and over and over is going to keep leading to the same result. We people alive today in the 21^st century need some guts, courage and resilience to bust through our fears over this and get on with living in a more beautiful and sustainable way.

A few years later when I was first introduced to true network marketing, I saw immediately that it was a fantastic idea. It is residual income in the best possible form-because it comes from people helping people. The company I joined is called Melaleuca. They sell all sorts of products. I liked the products and got on the autoship right away and started off on my selling career. I failed to make any money.

I worked numerous small jobs at this time, and also started a small business that suited my back-to-the-land crafty nature. I was handspinning wool and knitting sweaters, hats and the like. Like meets like, and I started meeting lots of friends who were doing the same. Now, you who are more sophisticated than we were will have a laugh, but this really wasn't a very lucrative venture. Reality came to me full force one day when I realized I would have to sell the sweater I just made for over a thousand dollars to make minimum wage.

For the first part of my life my adjustments to the cash flow statement were mostly made on the going-out side. Some day I'll show you my social security statement, and you'll be amazed at the low numbers you see there! I know how to live on almost zero money. This is a skill that really should not be applauded as it renders one useless.  There are timeframes where that would be cool, but here in the 21^st century we live in a world that needs the conscious participation of every human being, so it is one's responsibility to be a contributor.

Hi, my name is Connie Delaney and this is the story of how I learned the principles of wealth. Everything you will read here is opposite of what you learned in school... so if you are ready to unlearn all the things that are keeping you broke, then read on.